If you’ve been trying to pay for Netflix with your regular Naira card lately, you’ve probably hit a wall.

You log in, try to renew your subscription or sign up for the first time, and just when you expect that seamless debit,  the dreaded error appears:

"Your payment method was declined."

You try another card. Same issue. You ask friends. They say it’s happening to them too. You call your bank. They shrug and blame “CBN restrictions.”

At this point, you're stuck, and wondering: Has Netflix blocked Nigeria? Or is there still a way to watch my shows without stress?

Here’s the full picture, and the smoothest way out.

What’s Really Happening With Netflix and Naira Cards?

To be clear: Netflix hasn't blocked Nigeria. The problem is deeper, and it starts with how Nigerian banks now handle international payments.

Most Nigerian debit cards (even those labeled "international") are no longer allowed to process foreign currency transactions, especially dollars. And since Netflix charges your subscription in USD, not Naira, your bank’s card gets declined before the transaction even begins.

Even if you have money in your account, your card is practically invisible to Netflix. It’s like trying to pay at a foreign supermarket with Monopoly money.

Why Is This Happening Now?

A few reasons:

1. Central Bank FX policies: To conserve foreign reserves, banks are heavily limiting dollar transactions on local Naira cards.

2. Monthly spending limits: Many banks still allowing USD transactions have a cap as low as $20 per month, barely enough for a standard Netflix plan.

3. High transaction failure rate: Due to these issues, platforms like Netflix are now outright rejecting cards that originate from certain regions or banks.

This isn’t unique to Netflix. Many Nigerians have faced the same thing trying to pay for Spotify, Apple Music, Amazon Prime, and even simple app subscriptions.

What Most People Are Doing Instead

With Naira cards now unreliable for foreign subscriptions, many Nigerians are switching to something that works 100% of the time:

A USD Virtual Card.

And the most reliable one right now is: The Myaza USD Virtual Card.

How Myaza Makes Netflix Payments Easy

Myaza offers a digital USD card built for Nigerians, and it’s accepted on Netflix without any drama.

Here’s what it lets you do:

• Pay for Netflix in USD with zero card rejection

• Fund your card using crypto or Naira (whichever is easier for you)

• Use the same card for other international subscriptions

• Access your card instantly through a clean, user-friendly app

• Say goodbye to frustrating bank limits or policy changes

Unlike many other platforms that charge hidden fees or block your card without warning, Myaza is built for transparency and reliability, specifically with users in Africa in mind.

How to Pay for Netflix Using Myaza, Step by Step

It only takes a few minutes to set up your virtual card and get back to your shows. Here's how to do it:

1. Download the Myaza App: Go to the App Store or Google Play, search for “Myaza,” and install the app.

2. Create Your Account: Registration is quick. You’ll need to verify your identity with a valid ID.

3. Create Your USD Virtual Card: Choose a Mastercard virtual card. The card will appear instantly in your dashboard once created.

4. Fund the Card: You can fund the card with: Crypto (USDT or USDC) through various supported networks like Solana, Ethereum, or BNB Smart Chain or Naira (via a local bank transfer that converts automatically into digital USD) Once your card is funded, you're ready.

5. Log in to Netflix: Open your Netflix account, go to Payment Settings, and click on “Add New Payment Method.”

6. Enter the Myaza Card Details: Input your virtual card details,  just like any regular debit card, and save it. Netflix will charge your subscription fee in USD from this card without issue. Done. You’re back online.

What If You’re Creating a Netflix Account for the First Time?

No problem. You can sign up with your Myaza card directly during registration. Just select your plan, input your card details, and proceed. No need for VPNs, foreign phone numbers, or help from someone abroad.

What Makes Myaza Different?

There are other virtual dollar card providers out there. But here’s why Myaza stands out for Netflix and other international payments:

• You get a Mastercard, which increases your acceptance rate on different platforms.

• It supports flexible funding, including both crypto and local currency.

• Instant card creation means no long waits or complicated approvals.

• There’s no need to worry about international limits like you would with a Nigerian bank.

• You can reuse the same card for multiple services, not just Netflix.

Don’t Let Netflix Cancel You…

Imagine missing your favorite new season just because your card got declined. Imagine hearing everyone talk about a trending show and not being able to join in. Imagine paying for a service you love, but being shut out because your bank says “No.”

It doesn’t have to be that way.

Netflix still works in Nigeria. You just need the right card.

Thousands of Nigerians have already made the switch, not just for Netflix, but for everything else the internet has to offer.

And with Myaza, you’re not just buying a workaround, you’re unlocking a smooth, stress-free, fully global digital experience.

So go ahead. Create your Myaza card today. Sign in to Netflix. And enjoy your next episode, without interruption.