How to Pay for iCloud in Nigeria When Your Naira Card Fails

8th June, 2025
6 Minutes
Transactions • Finance • Payments • Virtual Cards
How to Pay for iCloud in Nigeria When Your Naira Card Fails
Written by
Obasi Kanu
Obasi Kanu
Digital Marketer
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If you’ve ever seen that “Your iCloud storage is full” notification pop up on your iPhone or iPad, you already know the panic it brings.

You try to back up photos. It fails. You want to update apps. No space. You get emails bouncing because your Apple Mail is stuck.

No problem, right? You click “Upgrade Storage,” choose the ₦400 or ₦900 plan, and then it happens:

“Your payment method was declined.”

You try again. Nothing. You call your bank. They blame Apple. Apple blames your bank.

Eventually, you realize it’s not just you, thousands of Nigerians are now stuck, unable to pay for iCloud or even buy apps, thanks to new restrictions on Naira cards.

So what now? Does this mean you have to stop using iCloud? Delete hundreds of photos just to fit into 5GB? Forget about syncing across devices?

Not at all. There’s a better, easier way.

The Real Reason Your Naira Card No Longer Works on iCloud

It’s not a glitch. It’s a policy shift.

Due to stricter foreign exchange regulations by Nigerian banks and the Central Bank of Nigeria (CBN), most Naira debit cards can no longer process international payments, especially in USD.

Apple charges for iCloud and App Store purchases in dollars, even if the price is displayed in Naira. And since your bank blocks USD transactions, the payment gets declined instantly.

That’s why iCloud, Apple Music, App Store, even iTunes, all suddenly feel out of reach.

But Here’s the Good News

You don’t need to switch to a foreign Apple ID or rely on friends abroad. You can still pay for iCloud (and any Apple service) from Nigeria using a USD virtual card, and the easiest one to use right now is from Myaza.

Why Myaza is the Easiest Way to Pay for iCloud in Nigeria

Myaza gives you a virtual dollar card that works on Apple services.

Here’s why it works:

  • Apple accepts it like any international Visa or Mastercard

  • You can fund it in Naira or crypto, whichever is more convenient for you

  • You control the card  with no bank limits,  and FX stress

  • It works not just for iCloud, but everywhere Apple asks for a payment method

Once you’ve set it up, your Apple subscriptions go through without a single hiccup.

What You Can Pay for With Your Myaza Card

Let’s break it down:

  • iCloud storage (50GB, 200GB, 2TB)

  • Apple Music

  • App Store apps and in-app purchases

  • Apple TV+

  •  iTunes Movies

  • Apple One bundle

  • Subscriptions to third-party apps on iPhone or iPad (Canva, Notion, etc.)

Basically, anything that requires a card on your iPhone or Mac? Myaza handles it.

How to Pay for iCloud With Myaza, Step by Step

  1. Download the Myaza App: It’s available on both App Store and Google Play.

  2. Sign Up and Verify: Create your free account and verify with a valid ID.

  3. Create Your USD Card: Choose between Visa or Mastercard. Your virtual card appears instantly.

  4. Fund Your Card: Choose how you want to fund– Via Naira (your local bank account) Or via crypto (USDT, USDC, etc.)

  5. Add Your Card to Apple ID:

  • On your iPhone, go to Settings > Your Name > Payment & Shipping

  • Tap “Add Payment Method”

  • Enter your Myaza card details (number, expiry, CVV, billing address). Done.

Now go back to Settings > iCloud > Manage Storage > Change Storage Plan and choose the plan you want. Apple will charge your Myaza card, and you’ll get your storage upgrade instantly.

What About Monthly Renewals?

Here’s the best part: once you’ve added your Myaza card, Apple saves it.

So every month, as long as you have some dollars left in your card, iCloud renews automatically. You don’t have to lift a finger.

You can also use the same card to pay for all your other subscriptions across Spotify, Netflix, Canva, Adobe, etc.

Why This Is Better Than Apple Gift Cards

Some people try to use Apple gift cards bought from vendors online. But those come with risks:

  • Some are region-locked (e.g. US-only)

  • Many resellers overcharge

  • You can't use gift cards for subscriptions in some cases

  • It's not a sustainable long-term solution

With a Myaza USD card, you get full control, reliability, and flexibility, all from your phone.

Never Worry About iCloud Storage Again

Whether you’re a student saving assignments, a creative storing raw files, or a business owner syncing devices, iCloud is essential.

But in today’s Nigeria, you can’t rely on Naira cards for essential tools anymore.

That’s why smart users are switching to Myaza, and taking back control of their digital life.

Just open the Myaza app. Fund your card. Add it to Apple. And you’re good to go, for iCloud and everything else.

Want to join us?

Get started in three
easy steps

Setting up Myaza is easy. Follow the steps below to get started.

1
Find the Myaza app

Find the Myaza app in the App Store (for Apple devices) or the Play Store (for Android devices) or you can use the Web app (for Desktop devices). You can search for the app or follow a link to the app's page.

2
Install Myaza app

Install the app on your device by tapping the 'Install' button and waiting for the download process to complete. Depending on your device and internet connection, this may take a few minutes.

3
Register/Log in

Once the app is installed, launch it and register for a new account or log in to your existing account to access all of the features and benefits of Myaza.

Answered Questions

Questions? We got
answers!