If you’ve ever caught yourself spending hours on TikTok… laughing at skits, bingeing tutorials, or watching that same “Get Ready With Me” video for the 30th time, you’ve probably had the thought:

“Wait…are these people getting paid for this?” Spoiler: yes, they are. And you can too.

No, you don’t have to be a celebrity. No, you don’t need to dance every day. And no, you don’t need a million followers either.

In fact, people are building full-blown income streams on TikTok while still figuring out how to edit videos without messing up the captions. If you’ve been wondering where to start or how to actually get paid doing what you enjoy (or just posting random, useful content), this guide is for you.

Let’s talk real, TikTok money moves.

1. First, What Kind of TikToker Are You?

Are you the funny one with witty takes on current trends? Or maybe you teach things… tech tips, language hacks, makeup routines, or even plant care?

Or maybe you’re the “just vibes” type… no specific niche, just vibes, humor, and soft chaos.

Here’s the good news: There’s space (and money) for everyone on TikTok. The most important thing is picking a content direction you enjoy and can sustain. Because the more consistently you show up, the more your content reaches the right crowd.

2. Okay, But How Do You Actually Make Money?

There are plenty of ways to earn on TikTok, and the best creators use a mix of them. Let’s break them down:

• Brand Partnerships

This is one of the most common ways TikTokers make money. Once you build an audience, brands will start reaching out to pay you to promote their products. Even if you’re not huge, micro and nano influencers are in high demand, because people trust them more.

Tip: Don’t wait for brands to find you. Reach out to them yourself with a clean media kit and show how your content can help their product shine.

• Affiliate Marketing (Even With 10 Followers)

You don’t need to be verified or have a swipe-up link to make affiliate marketing work for you. Platforms like Amazon Associates, Jumia KOL, or even niche-specific affiliate programs allow you to generate a custom link.

Create a video showcasing a product you love (skincare, gadgets, clothing, digital tools, etc.) and direct people to check the link in your bio or comments. Your video doesn’t need to go viral…you just need it to reach the right audience.

People trust realness more than perfection. If you're relatable, honest, and passionate about the product, someone will click and buy. And boom: commission in your wallet.

• TikTok Creator Fund & Creativity Program

Depending on your country, TikTok might pay you for your views.

It’s not always much, but it adds up. Especially if you’re racking up thousands to millions of views regularly.

• Selling Your Own Products or Services

Do you have a skill? Can you design, write, edit, code, teach, or offer any valuable service?

TikTok is your stage. Share behind-the-scenes of your work, post tips, before-and-after transformations, or quick tutorials. The goal is to show value.

You can create a simple Canva ebook, sell it on Gumroad, or offer a Notion template, resume service, or meal plan. Tell your viewers what problem you're solving and where they can get it.

People are buying digital products now more than ever because they want solutions they can use immediately. And if you make your offer clear and useful, people will pay for it.

• Live Gifting

If you’re the interactive type, go Live!

During live sessions, viewers can send virtual gifts that you can convert to real money. You just have to be creative, engaging, and maybe a bit unhinged (in the best way possible).

• Go Niche

General content works for growth, but niche content works for money.

Pick something specific: cooking for students, minimalist decor, learning Excel, starting a print-on-demand business, first-time mom hacks—whatever reflects your life and interests. Niche content helps you attract people who need what you offer.

You might not have a huge audience, but the one you do have will be highly targeted—and way more likely to convert.

3. “But I Don’t Have a Huge Following Yet…”

That’s okay. You don’t need a blue check or 500k followers to make bank. Some of the most successful TikTokers make money by serving niche, loyal communities.

The key is… Start posting. Be consistent. Even three videos a week with good lighting and value can snowball into something big.

TikTok isn’t about being perfect. It’s about being present.

4. The Silent Killer of TikTok Creators in Nigeria…

Let’s be real: Many Nigerians have figured out how to grow on TikTok. But when it comes to getting paid, that’s where wahala starts.

Whether it's linking PayPal for affiliate payouts or buying something to grow your content (like CapCut Pro or Canva Premium), many TikTok creators get stuck.

Why? Because Naira cards are unreliable for international payments. Payment fails. Cards get declined. Payouts become stressful.

Use Myaza.

Myaza gives you access to:

• A free dollar wallet you can use to receive funds in USDC or USDT from anywhere in the world.

• A virtual dollar card you can create and fund with naira or crypto to pay for anything internationally, from CapCut to Canva to that course you’ve been eyeing.

With Myaza, you finally get the financial tools you need to support your content creation and start treating TikTok like a business, not just vibes.

5. Ready to Turn Your Scroll Time into Pay Time?

You’ve been on TikTok long enough to know what works. You’ve probably even thought, “I could do this too.”

Guess what? You can.

Whether you’re a content genius, a quiet sharer, a funny ranter, or a calm explainer… there’s an audience waiting for you. And more importantly, there’s money to be made.

Just don’t let poor payment options block your bag.

Your creativity deserves to be seen. And paid.

So… go post that video. Try that trend. Monetize your ideas.

And when it’s time to get paid or make that international payment… you already know what to do.

Open your Myaza app. Create your dollar wallet. Create your dollar card. Let’s go make this TikTok thing pay.